New Gemach Withholds Questions

Update:

Ein Mispocho would like to thank all the generous contributors who have given during our Gimmel Tammuz campaign. We are halfway to our goal and would like to ask each of you reading this to give whatever you can so that we reach our goal of $5,000. We currently already have a bit over half at $2,527.

Three families are currently waiting for urgent help in NY, Florida and California.

We are in the midst of building our website, EinMishpocho.org, and would like to thank all those who have kindly offered their technical assistance, especially Mr. Sholom Ber Scheiner of Supersitewiz.com.

As the Rebbe is our father and we are all his children, what more Naches can we give him today than by helping each other?

At this time we are in the three weeks and Israel is at war. Now is an opportune time to donate in the merit of the safety of all the soldiers and Klal Yisroel. No donation is too large or too small.

Click here to donate.
gofundme.com
or email [email protected].

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From the COLlive inbox (the full name was given to the editorial staff):

Unfortunately the need for funds has substantially grown recently with the general difficult economic times, and Chabad families have not been spared. Many people around the world are working hard and still finding it hard to provide adequately for their families. Therefore, I thought to create something that will become a life ring buoy to many families in a completely private manner, the way, lehavdil, it used to be when people borrowed from the Rebbe’s office.

Although there are b”H many helpful organizations, most are limited to specific issues, such as funds for a Simcha, to pay for fertility treatments, for Shluchim, etc. We have had numerous instances of people, many of whom used to be wealthy themselves, being unable to secure loans from organizations because they were not Shluchim, did not have a good credit report nor enough assets, and were embarrassed to ask private individuals as they were regarded as wealthy in the community and couldn’t bear the shame.

Also, there are many sad stories of divorced women, people who are ill r”l but wish to keep it private, etc. Ein Mishpocho will be an option from Chossid to Chossid, no matter their Chassidishkeit level, as brothers and sisters helping each other no matter what. No one needs to know. If a family member needs, the others give. No judgments, no pressure, just emesdike Chessed and unconditional Ahavas Yisroel.

Here is my vision:

The free loan fund, called Ein Mishpocho, will be primarily directed to Chabad borrowers and funded by Chabad donors, thus the name, as we are all one family and here to help each other, no questions asked.

People who need a loan will confidentially apply through a website. All they will have to do is give their name (or the name of the person who is officially taking out the loan for them), the bank account to which the funds need to be wired (and from which automatic monthly payments for reimbursement will be drawn from), the loan amount requested, the reimbursement plan they choose, and sign a form stating that the funds will not be used for anything illegal or against Halacha, including but not limited to, purchasing drugs or gambling. They wouldn’t need to give a reason for their loan or show any tax or credit reports. This will be done on an honor basis, as family members to each other. Of course, we will have in place a system in order to avoid abuse, such as not giving out loans of more that $5,000 at one time and not allowing a second loan to the same borrower if the first loan isn’t current on the repayment.

People who wish to contribute will do so through Paypal or by any credit card. Ein Mishpocho will be tax deductible. Donors will give Tzedaka, which will be used over and over to provide new loans as others get repaid so their Tzedaka will continue indefinitely… It will be the highest level of Tzedaka—a loan in which giver and receiver don’t know each other’s identity.

Loans will be given on a first-come, first-serve basis, as there won’t be any questions regarding the reason for the loan, and no one will judge whose request is more important. This way it will be as private and fair as possible. But for this, we will need as many donors as we can get. No donation is too large or too small to help a fellow Yid. The more you give, the more Yidden Ein Mishpocho will be able to help, and the more Brochos you will receive for having opened your heart and hand to a fellow Lubavitcher in need.

Especially in the days leading up to Gimmel Tammuz, strengthening Achdus and increasing in Ahavas Yisroel and Tzedaka are exactly what the Rebbe wishes and a small way by which we can give back to him for all he did and continues to do for us every single moment of our lives. What more pleasure can one give a father than by helping his children?… May our Tzedeka be the last Mitzvah needed to bring the long-awaited Geulah Mamosh NOW!

Please donate to make this dream a reality at gofundme.com

P.S. If you are a website designer and can give a little of your time to assist in creating Ein Mishpocho’s website, please e-mail [email protected].