The New York State Division of Consumer Protection (DCP) reminds New Yorkers of their rights as summer travel heats up. Travel disputes remain one of the top complaints handled by DCP.
As more New Yorkers are traveling again, consumers should be informed of their rights, shop smart to safeguard their hard-earned money, and stay vigilant to protect themselves from scams.
“With flight cancellations spiking and airports overcrowding, planning ahead, and being prepared is the best way to avoid travel headaches,” said Secretary of State Robert Rodriguez, who oversees the Division of Consumer Protection. “If you plan to use air travel to support your travel plans, planning for cancellations and delays and building more time in your itinerary could save you frustration and money.”
Superintendent of Financial Services Adrienne Harris said, “During the height of summer travel season, I urge all New Yorkers to review their travel rights and follow basic tips to avoid scams. The Department of Financial Services is collaborating with the Division of Consumer Protection (DCP) to ensure that New York travelers have accurate information as they make or amend their summer travel arrangements. The Department recommends that consumers read travel policies carefully before purchasing to fully understand what is covered if travel plans are disrupted.”
SHOPPING SMART FOR TRAVEL
There are basic travel tips that consumers should be aware of when they are booking travel:
1. Plan & Expect Cancellations and Delays.
Pack a change of clothes, electronic device chargers and snacks in your carry-on luggage to support travel disruptions. A cancellation that impacts your return home will require additional resources, budget for an extra day or two to sustain until you can get home.
2. Book early morning tickets.
You will have greater options for getting to your destination timely.
3. Consider traveling to a larger airport.
Larger metropolitan airports offer more direct flights than regional airports. Direct flights avoid missed connections and cancellations in a city outside of your hometown or destination.
4. Do your research.
Consumers should always weigh in the factors of a trip before purchase, including price, location, availability of activities and cancellation policies. Also consider whether the location has any Covid-19 restrictions in place, such as testing or vaccination status, prior to booking the trip. For a secure, digital copy of your vaccination record and/or negative COVID test result, you can retrieve your Excelsior Pass Plus here.
5. Get all confirmations in writing.
To safeguard against scams via changes in agreements, consumers should always get confirmation of plans in writing whether booking online, over the phone, or in person. Retailers are required to disclose terms and conditions to consumers—always receive a copy of the agreement and save it for reference.
6. Beware of “all-inclusive” or too good to be true offers.
All-inclusive offers sound great but can have hidden charges and fees in their terms and conditions. Consumers may not even be aware of such fees until check-out when their bill is higher than advertised. Sometimes these offers come with an agreement to join a membership or participate in a presentation. Always inquire about mandatory fees that may not appear in the advertised price, such as resort fees and taxes. Read the fine print when taking advantage of an “all-inclusive” offer.
7. Evaluate the benefits of paying with your credit cards.
Credit cards often offer more protection than paying by cash, check or debit card. Some credit card companies also offer perks like trip insurance or concierge service while traveling and may offer additional protection if the trip is canceled. Check with your credit card company on the conditions of travel expenditure reimbursement.
8. Review your travel agreements.
The New York State Truth in Travel Act safeguards consumers against fraud, false advertising, misrepresentation, and other abuses. Travel agents and promoters must provide consumers with written disclosures of all the terms of the travel service within five days of purchase or agreement. Consumers should review the terms of the agreements fully upon receipt and ensure they align with what the consumer purchased. Consumers have until midnight of the third business day after receiving the agreement to cancel. Consumers can also cancel any time during the five-day period prior to receiving the disclosures.
9. Use reputable travel agents/tour companies.
Consumers should research thoroughly before choosing an agent or company to work with. Keep track of arrangements and contracts, and review terms and conditions, especially the cancellation and refund policies. Reservations often require a deposit that may not be refundable. If the trip is canceled, the deposit might only be applied toward future travel or may be forfeited altogether. Consumers should be sure they understand the policy prior to putting down a deposit.
10. Consider trip insurance.
Travel insurance can offer consumers relief in case of emergency before or during their trip, as coverage ranges from incidents of lost baggage to missed connections to potential medical emergencies. However, most standard travel insurance policies do not cover trip interruption or cancellation due to COVID-19 because such standard policies usually exclude coverage for an epidemic, pandemic, or similar public health event. Some trip insurance plans offer ‘Cancel for Any Reason’ coverage at an additional cost, which is often substantially higher than standard travel insurance and normally only allows up to 75 percent refund of traveler expenses if the trip is canceled. Prior to purchasing a plan, review the terms of the policy and ask your insurer about coverage that may be excluded.
TRIP CANCELLATION
When all or part of a trip is canceled, the cancellation policy and a consumer’s right to a refund will vary depending on the laws that regulate the company’s industry, who initiates the cancellation, when the cancellation is made, and the company’s own policy.
According to the U.S. Department of Transportation, airlines must offer refunds, including the ticket price and any optional fees charged, for canceled or significantly delayed flights, even when flight disruptions are outside their control. If an airline isn’t doing that, consumers should report it to the U.S. Department of Transportation. If consumers cancel a reservation for any reason, consumers will be subject to the refund policy agreed to at the time of purchase, which may be no refund at all.
Cancellation policies for hotels, motels, and online accommodation marketplaces can vary greatly, even within the same company based on the season, room type, or length of stay. Some may offer a choice between a refundable or nonrefundable rate while making the reservation. Be sure you fully understand the cancellation policy prior to making a reservation.
If a consumer is having trouble getting a refund owed for all or part of a canceled trip, they are encouraged to file a complaint with DCP.
The New York State Division of Consumer Protection provides voluntary mediation between a consumer and a business when a consumer has been unsuccessful at reaching a resolution on their own. The Consumer Assistance Helpline 1-800-697-1220 is available Monday to Friday from 8:30am to 4:30pm, excluding State Holidays, and consumer complaints can be filed at any time at www.dos.ny.gov/consumerprotection
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Considering the current events and the world we live in now. Basically a
lol common sense warnings. These reminders are very important. Thank you !