Disclaimer 1: This article is in no way trying to be insensitive to anyone.
Disclaimer 2: I am not a life insurance broker.
This past week has been a very devastating week in the Lubavitch community. Three young men in their 40’s have left this world in their prime, leaving behind grieving families, friends and communities.
As we have seen in the past, shortly after such tragic passings, a fundraising campaign tries to alleviate the immense pain and burden on the families. And Baruch Hashem, tens of thousands if not millions, are given time and time again.
As a young person myself, a husband and father, these and past tragedies have shook me to the core. I’ll leave the spiritual aspect to our rabbonim and mashpiim.
What I have done was take the necessary steps to financially securing my family.
I thought to myself: If something happened to me, chas v’shalom, how much would an online campaign raise for my family? $200,000? 250,000? The is generous of those giving it, but would that be enough to sustain my wife and children and for how long?
Some will comment, stop thinking about the worst or where is your bitachon in Hashem that everything will work out?
My reply to that is: Do you clean out your bank accounts at the end of each day and say hashem will provide for tomorrow?
Hashem gave us a tool called life insurance to provide for families in, rachmana litzlan, tragic situations like the death. We need to be responsible people and take advantage of this tool.
Let me point out again: This article is in no way reflecting on those who passed away in the last month or year. I encourage you to donate what you can to the campaigns for their families.
I am talking about a responsible step that I have taken and hope others will be taking as well. Please don’t postpone or procrastinate. You can be getting a life insurance policy of $250,000 for as little as $25 a month.
You know the story about the person who was drowning and someone comes by with a boat to rescue him. The man refuses help says ‘Hashem will help.’ A helicopter comes and again he refuses help. Then he drowns and comes to Heaven. I had such faith in you, he tells Hashem. Why did you let me down? Hashem response: I sent you help and you refused.
May hashem bless everyone with Arichas Yomim V’shanim Tovos.